First Guaranty Financial


Kathryn has been active in the financial services business for over fifteen years and is recognized as an accomplished leader within the industry. After spending several years working with other firms she and her business partner, Todd Miller, wanted to establish a company that put the clients’ needs before the bottom line. Throughout her career Kathryn has been awarded multiple achievement awards including Outstanding Producer awards and the Premier Status Producers award from several A-rated insurance companies. Although she enjoys the success she has realized throughout her career, one of her greatest joys comes from being a grandmother and spending quality time with her family. Kathryn was born and raised in Iowa and has been an Arizona resident since 1994.


What We Do


At First Guaranty Financial we only offer products that are safe and guaranteed, which is why we recommend New Generation fixed indexed annuities as a vehicle for our clients to secure their retirement dollars. We also offer products that can be compared to a certificate of deposit (an investment vehicle between an individual and a bank), or a bond (an investment vehicle between an individual and the government). Regardless of which product type you choose, we only offer safe and guaranteed options.

At your initial appointment we will sit down and discuss your financial goals, and then show you the best products to fit your needs. As an investor, you decide your principal investment, which can be from a savings, IRA, 401k or TSP account. We are able to process your account transfer hassle-free and never charge a fee for our service. Because we are an independent agency, we are also able to compare products from several top-rated insurance companies, and then you choose the product best fits your needs.

New Generation annuities are able to guarantee growth rates over a selected period of time. Growth (accumulation) rates are based off of age and product type. We will show you which products to best assist you in achieving your financial goals. Contracts are guaranteed for the length of term, which means you don’t have to worry about your principal being subject to the market volatility that can be associated with other investment vehicles.

We have contracts with several different insurance companies and are paid directly from their general operating expense fund. This means your account is never charged any fees for our services. We believe that transparency and honesty set the foundation for great client relationships. We are in business to help people secure their retirement, and believe you deserve to have peace of mind when it comes to your future.

The best thing for you to do is contact us and schedule a time to meet with one of our representatives. We are happy to answer any questions you may have and look forward to assisting you with designing a plan that will help you achieve your financial goals.


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Please feel free to contact us.  General inquiries will go to our Corporate office.  If you would like to contact one of our other branches, please choose the specific location from our locations menu.


Contact Us Via e-mail


4140 E. Baseline Road, Suite 101
Mesa, Arizona 85206
Phone: (480) 284-6393


12211 W. Bell Road, Suite 102
Surprise, Arizona 85378
Phone: (623) 398-8055


3605 Crossings Drive, Suite A
Prescott, Arizona 86305
Phone: (928) 776-9770


5940 S. Rainbow Blvd, Ste 1003
Las Vegas, Nevada 89118
Phone: (702) 382-1818


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Client Testimonials


“Todd and Kathryn have handled my accounts for over ten years. They are always very helpful when explaining the products and make sure I know about new products as they become available.”

Mary G.

“Overall I have been very satisfied with the products and service that have been offered to me.  I would definitely recommend their company to friends and family.”

Richard B.

“All of my accounts have been handled with professionalism and care. I never have to worry about losing my principal and trust my account manager completely.”

Arnette R.

“My account manager showed me how to turn the last of my savings into a lifetime of income that I won’t outlive. I can finally sleep at night knowing my money is now safe from any chance of loss.”

Beverly A.

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